Call reports 2008
1ST BANK & TRUST — 2008
What 1ST BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 106,054,000 | 106,090,000 | 106,456,000 | 107,827,000 |
| Total loans | 57,593,000 | 57,590,000 | 58,547,000 | 56,795,000 |
| Allowance for loan losses | 730,000 | 739,000 | 726,000 | 693,000 |
| Securities available for sale | 19,923,000 | 20,184,000 | 20,820,000 | 20,451,000 |
| Securities held to maturity | 14,162,000 | 13,756,000 | 14,560,000 | 14,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,485,000 | 94,775,000 | 93,049,000 | 95,191,000 |
| Interest-bearing deposits | 74,242,000 | 73,786,000 | 72,644,000 | 73,792,000 |
| Noninterest-bearing deposits | 20,244,000 | 20,990,000 | 20,405,000 | 21,399,000 |
| Equity capital | 11,045,000 | 10,808,000 | 11,503,000 | 12,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,534,000 | 5,247,000 | 6,854,000 |
| Interest expense | 515,000 | 972,000 | 1,359,000 | 1,688,000 |
| Net interest income | 1,280,000 | 2,562,000 | 3,888,000 | 5,166,000 |
| Noninterest income | 333,000 | 687,000 | 1,049,000 | 1,370,000 |
| Noninterest expense | 812,000 | 1,636,000 | 2,506,000 | 3,512,000 |
| Provision for loan losses | 56,000 | 126,000 | 197,000 | 267,000 |
| Pretax income | 749,000 | 1,491,000 | 2,238,000 | 2,761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 749,000 | 1,491,000 | 2,238,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,549,000 | 10,941,000 | 11,338,000 | 11,436,000 |
| Total capital | 11,279,000 | 11,680,000 | 12,064,000 | 12,129,000 |
| Risk-weighted assets | 72,907,000 | 67,449,000 | 68,570,000 | 69,819,000 |
Machine access — free, no API key
Every figure shown here about 1ST BANK & TRUST — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.