Call reports 2026
FNNB BANK — 2026
What FNNB BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 104,648,000 | 109,451,000 |
| Total loans | 73,307,000 | 78,548,000 |
| Allowance for loan losses | 799,000 | 814,000 |
| Securities available for sale | 23,771,000 | 23,178,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 84,892,000 | 89,264,000 |
| Interest-bearing deposits | 55,542,000 | 60,139,000 |
| Noninterest-bearing deposits | 29,350,000 | 29,125,000 |
| Equity capital | 9,173,000 | 9,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,294,000 | 2,696,000 |
| Interest expense | 228,000 | 474,000 |
| Net interest income | 1,066,000 | 2,222,000 |
| Noninterest income | 76,000 | 139,000 |
| Noninterest expense | 807,000 | 1,567,000 |
| Provision for loan losses | 20,000 | 33,000 |
| Pretax income | 321,000 | 771,000 |
| Income tax | 12,000 | 29,000 |
| Net income | 309,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,070,000 | 10,139,000 |
| Total capital | 10,889,000 | 10,974,000 |
| Risk-weighted assets | 79,117,000 | 81,883,000 |