Call reports 2024
FNNB BANK — 2024
What FNNB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 113,538,000 | 110,956,000 | 108,091,000 | 106,986,000 |
| Total loans | 67,807,000 | 66,708,000 | 64,582,000 | 63,764,000 |
| Allowance for loan losses | 652,000 | 678,000 | 704,000 | 750,000 |
| Securities available for sale | 36,213,000 | 34,895,000 | 33,403,000 | 33,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,706,000 | 91,014,000 | 90,960,000 | 93,436,000 |
| Interest-bearing deposits | 58,149,000 | 60,349,000 | 61,491,000 | 65,358,000 |
| Noninterest-bearing deposits | 33,557,000 | 30,665,000 | 29,469,000 | 28,078,000 |
| Equity capital | 5,791,000 | 6,229,000 | 7,778,000 | 7,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,410,000 | 3,620,000 | 4,815,000 |
| Interest expense | 359,000 | 766,000 | 1,122,000 | 1,432,000 |
| Net interest income | 830,000 | 1,644,000 | 2,498,000 | 3,383,000 |
| Noninterest income | 55,000 | 121,000 | 216,000 | 289,000 |
| Noninterest expense | 754,000 | 1,415,000 | 2,144,000 | 2,883,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 95,000 |
| Pretax income | 132,000 | 319,000 | 482,000 | 685,000 |
| Income tax | 8,000 | 19,000 | 27,000 | 18,000 |
| Net income | 124,000 | 300,000 | 455,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,308,000 | 8,484,000 | 9,139,000 | 9,320,000 |
| Total capital | 8,960,000 | 9,162,000 | 9,868,000 | 10,070,000 |
| Risk-weighted assets | 75,860,000 | 74,123,000 | 72,186,000 | 70,885,000 |