Call reports 2023
FNNB BANK — 2023
What FNNB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 110,118,000 | 113,601,000 | 112,968,000 | 115,667,000 |
| Total loans | 56,957,000 | 61,313,000 | 63,903,000 | 67,055,000 |
| Allowance for loan losses | 598,000 | 599,000 | 601,000 | 651,000 |
| Securities available for sale | 43,953,000 | 41,374,000 | 39,071,000 | 38,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,525,000 | 107,781,000 | 97,179,000 | 94,304,000 |
| Interest-bearing deposits | 62,901,000 | 66,589,000 | 61,554,000 | 58,307,000 |
| Noninterest-bearing deposits | 34,624,000 | 41,192,000 | 35,625,000 | 35,997,000 |
| Equity capital | 5,155,000 | 4,936,000 | 4,818,000 | 5,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,900,000 | 2,993,000 | 4,161,000 |
| Interest expense | 161,000 | 442,000 | 674,000 | 1,028,000 |
| Net interest income | 754,000 | 1,458,000 | 2,319,000 | 3,133,000 |
| Noninterest income | 100,000 | 156,000 | 210,000 | 281,000 |
| Noninterest expense | 697,000 | 1,332,000 | 2,014,000 | 2,713,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 160,000 | 271,000 | 505,000 | 648,000 |
| Income tax | 8,000 | 13,000 | 25,000 | 33,000 |
| Net income | 152,000 | 258,000 | 480,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,910,000 | 7,977,000 | 8,199,000 | 8,334,000 |
| Total capital | 8,508,000 | 8,576,000 | 8,799,000 | 8,985,000 |
| Risk-weighted assets | 67,000,000 | 69,695,000 | 73,191,000 | 75,281,000 |