Call reports 2022
FNNB BANK — 2022
What FNNB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 109,779,000 | 106,901,000 | 109,822,000 | 112,384,000 |
| Total loans | 54,105,000 | 56,149,000 | 56,044,000 | 57,845,000 |
| Allowance for loan losses | 594,000 | 595,000 | 596,000 | 597,000 |
| Securities available for sale | 36,794,000 | 41,695,000 | 44,268,000 | 44,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,066,000 | 101,970,000 | 103,829,000 | 103,432,000 |
| Interest-bearing deposits | 67,491,000 | 65,414,000 | 64,511,000 | 64,748,000 |
| Noninterest-bearing deposits | 36,575,000 | 36,556,000 | 39,318,000 | 38,684,000 |
| Equity capital | 5,523,000 | 4,611,000 | 4,349,000 | 4,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,402,000 | 2,230,000 | 3,134,000 |
| Interest expense | 38,000 | 72,000 | 103,000 | 190,000 |
| Net interest income | 623,000 | 1,330,000 | 2,127,000 | 2,944,000 |
| Noninterest income | 49,000 | 93,000 | 140,000 | 215,000 |
| Noninterest expense | 673,000 | 1,293,000 | 1,958,000 | 2,626,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | 125,000 | 305,000 | 528,000 |
| Income tax | -4,000 | 2,000 | 11,000 | 24,000 |
| Net income | 1,000 | 123,000 | 294,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,255,000 | 7,376,000 | 7,549,000 | 7,758,000 |
| Total capital | 7,849,000 | 7,971,000 | 8,145,000 | 8,355,000 |
| Risk-weighted assets | 59,280,000 | 61,218,000 | 64,816,000 | 67,018,000 |