Call reports 2021
FNNB BANK — 2021
What FNNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 106,991,000 | 104,089,000 | 107,335,000 | 108,467,000 |
| Total loans | 59,877,000 | 55,444,000 | 53,188,000 | 53,552,000 |
| Allowance for loan losses | 590,000 | 591,000 | 592,000 | 593,000 |
| Securities available for sale | 14,166,000 | 20,251,000 | 23,892,000 | 30,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,958,000 | 96,146,000 | 99,556,000 | 101,148,000 |
| Interest-bearing deposits | 64,143,000 | 60,855,000 | 60,589,000 | 64,107,000 |
| Noninterest-bearing deposits | 34,815,000 | 35,291,000 | 38,967,000 | 37,041,000 |
| Equity capital | 7,847,000 | 7,739,000 | 7,583,000 | 7,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 1,910,000 | 2,561,000 | 3,213,000 |
| Interest expense | 69,000 | 133,000 | 195,000 | 242,000 |
| Net interest income | 1,063,000 | 1,777,000 | 2,366,000 | 2,971,000 |
| Noninterest income | 60,000 | 118,000 | 181,000 | 238,000 |
| Noninterest expense | 649,000 | 1,285,000 | 1,914,000 | 2,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 469,000 | 625,000 | 746,000 | 758,000 |
| Income tax | 23,000 | 32,000 | 37,000 | 39,000 |
| Net income | 446,000 | 593,000 | 709,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,576,000 | 7,523,000 | 7,539,000 | 7,255,000 |
| Total capital | 8,166,000 | 8,114,000 | 8,131,000 | 7,848,000 |
| Risk-weighted assets | 53,325,000 | 54,136,000 | 56,133,000 | 58,836,000 |