Call reports 2020
FNNB BANK — 2020
What FNNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 77,607,000 | 89,318,000 | 93,774,000 | 96,555,000 |
| Total loans | 44,183,000 | 60,572,000 | 62,131,000 | 53,548,000 |
| Allowance for loan losses | 512,000 | 518,000 | 519,000 | 583,000 |
| Securities available for sale | 20,339,000 | 13,891,000 | 12,924,000 | 11,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,911,000 | 81,465,000 | 85,818,000 | 88,920,000 |
| Interest-bearing deposits | 50,528,000 | 55,576,000 | 57,954,000 | 58,557,000 |
| Noninterest-bearing deposits | 19,383,000 | 25,889,000 | 27,864,000 | 30,363,000 |
| Equity capital | 7,559,000 | 7,649,000 | 7,737,000 | 7,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,457,000 | 2,234,000 | 3,366,000 |
| Interest expense | 73,000 | 142,000 | 216,000 | 291,000 |
| Net interest income | 620,000 | 1,315,000 | 2,018,000 | 3,075,000 |
| Noninterest income | 77,000 | 211,000 | 258,000 | 349,000 |
| Noninterest expense | 637,000 | 1,314,000 | 1,933,000 | 2,556,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 85,000 |
| Pretax income | 56,000 | 348,000 | 477,000 | 922,000 |
| Income tax | 3,000 | 18,000 | 24,000 | 45,000 |
| Net income | 53,000 | 330,000 | 453,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,041,000 | 7,263,000 | 7,366,000 | 7,130,000 |
| Total capital | 7,553,000 | 7,781,000 | 7,885,000 | 7,713,000 |
| Risk-weighted assets | 51,489,000 | 51,626,000 | 53,415,000 | 52,649,000 |