Call reports 2018
FNNB BANK — 2018
What FNNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 82,715,000 | 82,504,000 | 83,083,000 | 82,628,000 |
| Total loans | 52,371,000 | 53,552,000 | 54,427,000 | 53,844,000 |
| Allowance for loan losses | 501,000 | 517,000 | 533,000 | 533,000 |
| Securities available for sale | 21,828,000 | 20,414,000 | 19,466,000 | 18,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,383,000 | 75,192,000 | 74,714,000 | 75,423,000 |
| Interest-bearing deposits | 51,265,000 | 51,852,000 | 51,204,000 | 53,280,000 |
| Noninterest-bearing deposits | 22,118,000 | 23,340,000 | 23,510,000 | 22,143,000 |
| Equity capital | 6,590,000 | 6,545,000 | 6,567,000 | 6,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,429,000 | 2,187,000 | 2,946,000 |
| Interest expense | 44,000 | 83,000 | 125,000 | 187,000 |
| Net interest income | 661,000 | 1,346,000 | 2,062,000 | 2,759,000 |
| Noninterest income | 50,000 | 137,000 | 201,000 | 276,000 |
| Noninterest expense | 628,000 | 1,288,000 | 1,919,000 | 2,585,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 93,000 |
| Pretax income | 68,000 | 165,000 | 299,000 | 357,000 |
| Income tax | 3,000 | 9,000 | 15,000 | 19,000 |
| Net income | 65,000 | 156,000 | 284,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,117,000 | 7,127,000 | 7,216,000 | 7,130,000 |
| Total capital | 7,618,000 | 7,644,000 | 7,749,000 | 7,663,000 |
| Risk-weighted assets | 59,468,000 | 62,355,000 | 62,316,000 | 61,083,000 |