Call reports 2017
FNNB BANK — 2017
What FNNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 83,575,000 | 82,005,000 | 82,227,000 | 83,421,000 |
| Total loans | 46,214,000 | 45,982,000 | 46,820,000 | 51,107,000 |
| Allowance for loan losses | 453,000 | 451,000 | 454,000 | 485,000 |
| Securities available for sale | 23,518,000 | 26,587,000 | 24,992,000 | 23,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,639,000 | 74,902,000 | 75,098,000 | 73,864,000 |
| Interest-bearing deposits | 55,676,000 | 53,396,000 | 52,582,000 | 51,664,000 |
| Noninterest-bearing deposits | 20,963,000 | 21,506,000 | 22,516,000 | 22,200,000 |
| Equity capital | 6,821,000 | 6,960,000 | 6,957,000 | 6,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,318,000 | 1,989,000 | 2,687,000 |
| Interest expense | 27,000 | 55,000 | 81,000 | 109,000 |
| Net interest income | 618,000 | 1,263,000 | 1,908,000 | 2,578,000 |
| Noninterest income | 53,000 | 121,000 | 186,000 | 242,000 |
| Noninterest expense | 612,000 | 1,231,000 | 1,848,000 | 2,511,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 59,000 | 153,000 | 241,000 | 274,000 |
| Income tax | 3,000 | 8,000 | 12,000 | 13,000 |
| Net income | 56,000 | 145,000 | 229,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,037,000 | 7,066,000 | 7,115,000 | 7,052,000 |
| Total capital | 7,490,000 | 7,517,000 | 7,569,000 | 7,537,000 |
| Risk-weighted assets | 53,113,000 | 53,395,000 | 54,253,000 | 58,630,000 |