Call reports 2014
FNNB BANK — 2014
What FNNB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,432,000 | 80,144,000 | 78,001,000 | 77,171,000 |
| Total loans | 45,544,000 | 45,222,000 | 46,182,000 | 45,530,000 |
| Allowance for loan losses | 584,000 | 583,000 | 575,000 | 574,000 |
| Securities available for sale | 22,891,000 | 22,110,000 | 21,774,000 | 22,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,497,000 | 73,065,000 | 70,961,000 | 70,230,000 |
| Interest-bearing deposits | 58,450,000 | 56,891,000 | 54,908,000 | 55,267,000 |
| Noninterest-bearing deposits | 16,047,000 | 16,174,000 | 16,053,000 | 14,963,000 |
| Equity capital | 6,805,000 | 6,936,000 | 6,891,000 | 6,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,303,000 | 1,956,000 | 2,606,000 |
| Interest expense | 34,000 | 67,000 | 96,000 | 127,000 |
| Net interest income | 614,000 | 1,236,000 | 1,860,000 | 2,479,000 |
| Noninterest income | 61,000 | 145,000 | 221,000 | 291,000 |
| Noninterest expense | 632,000 | 1,217,000 | 1,800,000 | 2,409,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 164,000 | 281,000 | 363,000 |
| Income tax | 3,000 | 8,000 | 14,000 | 16,000 |
| Net income | 40,000 | 156,000 | 267,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,904,000 | 6,930,000 | 6,991,000 | 6,922,000 |
| Total capital | 7,488,000 | 7,513,000 | 7,566,000 | 7,496,000 |
| Risk-weighted assets | 49,805,000 | 49,184,000 | 49,844,000 | 49,313,000 |