Call reports 2013
FNNB BANK — 2013
What FNNB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,307,000 | 79,421,000 | 77,470,000 | 80,408,000 |
| Total loans | 40,179,000 | 41,391,000 | 43,637,000 | 46,601,000 |
| Allowance for loan losses | 685,000 | 685,000 | 684,000 | 584,000 |
| Securities available for sale | 22,679,000 | 24,337,000 | 23,871,000 | 19,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,007,000 | 72,449,000 | 70,496,000 | 73,544,000 |
| Interest-bearing deposits | 56,831,000 | 57,575,000 | 56,086,000 | 59,634,000 |
| Noninterest-bearing deposits | 14,176,000 | 14,874,000 | 14,410,000 | 13,910,000 |
| Equity capital | 6,975,000 | 6,611,000 | 6,822,000 | 6,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,323,000 | 1,979,000 | 2,643,000 |
| Interest expense | 49,000 | 96,000 | 136,000 | 174,000 |
| Net interest income | 612,000 | 1,227,000 | 1,843,000 | 2,469,000 |
| Noninterest income | 69,000 | 147,000 | 229,000 | 310,000 |
| Noninterest expense | 615,000 | 1,205,000 | 1,824,000 | 2,497,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 66,000 | 169,000 | 253,000 | 401,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 25,000 |
| Net income | 62,000 | 160,000 | 240,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,869,000 | 6,887,000 | 6,927,000 | 6,864,000 |
| Total capital | 7,430,000 | 7,462,000 | 7,524,000 | 7,448,000 |
| Risk-weighted assets | 44,749,000 | 45,921,000 | 47,649,000 | 49,822,000 |