Call reports 2005
FNNB BANK — 2005
What FNNB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,719,000 | 76,252,000 | 80,879,000 | 70,977,000 |
| Total loans | 32,061,000 | 31,278,000 | 30,974,000 | 34,852,000 |
| Allowance for loan losses | 353,000 | 353,000 | 348,000 | 378,000 |
| Securities available for sale | 34,138,000 | 34,936,000 | 34,724,000 | 31,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,992,000 | 67,286,000 | 72,071,000 | 62,340,000 |
| Interest-bearing deposits | 70,137,000 | 58,129,000 | 63,860,000 | 53,717,000 |
| Noninterest-bearing deposits | 7,855,000 | 9,157,000 | 8,211,000 | 8,623,000 |
| Equity capital | 5,495,000 | 5,738,000 | 5,583,000 | 5,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 735,000 | 1,545,000 | 2,326,000 | 3,162,000 |
| Interest expense | 202,000 | 476,000 | 737,000 | 1,041,000 |
| Net interest income | 533,000 | 1,069,000 | 1,589,000 | 2,121,000 |
| Noninterest income | 81,000 | 165,000 | 250,000 | 379,000 |
| Noninterest expense | 509,000 | 1,026,000 | 1,549,000 | 2,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 105,000 | 218,000 | 279,000 | 255,000 |
| Income tax | 5,000 | 11,000 | 14,000 | 13,000 |
| Net income | 100,000 | 207,000 | 265,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,960,000 | 6,017,000 | 6,026,000 | 5,851,000 |
| Total capital | 6,313,000 | 6,370,000 | 6,374,000 | 6,229,000 |
| Risk-weighted assets | 43,880,000 | 35,997,000 | 36,891,000 | 37,731,000 |
Machine access — free, no API key
Every figure shown here about FNNB BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.