Call reports 2025
FIRST NATIONAL BANK OF TOM BEAN, THE — 2025
What FIRST NATIONAL BANK OF TOM BEAN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 142,266,000 | 143,657,000 | 150,377,000 | 149,656,000 |
| Total loans | 112,563,000 | 114,793,000 | 117,687,000 | 120,039,000 |
| Allowance for loan losses | 1,660,000 | 1,761,000 | 1,875,000 | 2,034,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,959,000 | 4,420,000 | 5,041,000 | 5,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,590,000 | 125,578,000 | 131,974,000 | 130,724,000 |
| Interest-bearing deposits | 94,085,000 | 97,640,000 | 102,702,000 | 100,883,000 |
| Noninterest-bearing deposits | 30,505,000 | 27,938,000 | 29,272,000 | 29,841,000 |
| Equity capital | 16,516,000 | 16,702,000 | 17,061,000 | 18,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,625,000 | 5,201,000 | 7,916,000 | 10,940,000 |
| Interest expense | 796,000 | 1,554,000 | 2,348,000 | 3,141,000 |
| Net interest income | 1,829,000 | 3,647,000 | 5,568,000 | 7,799,000 |
| Noninterest income | 204,000 | 394,000 | 591,000 | 809,000 |
| Noninterest expense | 1,379,000 | 2,767,000 | 4,143,000 | 5,068,000 |
| Provision for loan losses | 22,000 | 193,000 | 301,000 | 640,000 |
| Pretax income | 632,000 | 1,081,000 | 1,715,000 | 2,900,000 |
| Income tax | 165,000 | 338,000 | 524,000 | 554,000 |
| Net income | 467,000 | 743,000 | 1,191,000 | 2,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,461,000 | 16,675,000 | 17,036,000 | 18,114,000 |
| Total capital | 17,712,000 | 17,926,000 | 18,330,000 | 19,421,000 |
| Risk-weighted assets | 99,660,000 | 99,541,000 | 102,913,000 | 103,870,000 |