Call reports 2016
FIRST NATIONAL BANK OF TOM BEAN, THE — 2016
What FIRST NATIONAL BANK OF TOM BEAN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 80,328,000 | 77,965,000 | 80,607,000 | 85,249,000 |
| Total loans | 48,965,000 | 51,073,000 | 54,396,000 | 58,319,000 |
| Allowance for loan losses | 780,000 | 847,000 | 826,000 | 876,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,235,000 | 13,146,000 | 12,777,000 | 11,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,643,000 | 70,992,000 | 73,367,000 | 77,925,000 |
| Interest-bearing deposits | 57,079,000 | 56,837,000 | 57,915,000 | 59,596,000 |
| Noninterest-bearing deposits | 16,564,000 | 14,155,000 | 15,452,000 | 18,329,000 |
| Equity capital | 6,593,000 | 6,792,000 | 7,157,000 | 7,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,602,000 | 2,459,000 | 3,382,000 |
| Interest expense | 90,000 | 199,000 | 311,000 | 422,000 |
| Net interest income | 692,000 | 1,403,000 | 2,148,000 | 2,960,000 |
| Noninterest income | 176,000 | 420,000 | 853,000 | 1,128,000 |
| Noninterest expense | 680,000 | 1,361,000 | 2,114,000 | 3,043,000 |
| Provision for loan losses | 0 | 75,000 | 135,000 | 185,000 |
| Pretax income | 188,000 | 387,000 | 752,000 | 860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 387,000 | 752,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,351,000 | 6,516,000 | 6,859,000 | 6,954,000 |
| Total capital | 6,893,000 | 7,072,000 | 7,435,000 | 7,560,000 |
| Risk-weighted assets | 43,141,000 | 44,159,000 | 45,863,000 | 48,217,000 |