Call reports 2015
FIRST NATIONAL BANK OF TOM BEAN, THE — 2015
What FIRST NATIONAL BANK OF TOM BEAN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 68,321,000 | 66,573,000 | 70,647,000 | 72,880,000 |
| Total loans | 41,762,000 | 41,405,000 | 45,000,000 | 45,719,000 |
| Allowance for loan losses | 671,000 | 663,000 | 716,000 | 785,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,801,000 | 14,225,000 | 13,954,000 | 13,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,433,000 | 60,315,000 | 64,214,000 | 66,392,000 |
| Interest-bearing deposits | 45,535,000 | 44,442,000 | 47,933,000 | 49,448,000 |
| Noninterest-bearing deposits | 16,898,000 | 15,873,000 | 16,281,000 | 16,944,000 |
| Equity capital | 5,794,000 | 6,150,000 | 6,306,000 | 6,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,398,000 | 2,127,000 | 2,887,000 |
| Interest expense | 67,000 | 138,000 | 213,000 | 297,000 |
| Net interest income | 624,000 | 1,260,000 | 1,914,000 | 2,590,000 |
| Noninterest income | 219,000 | 488,000 | 678,000 | 930,000 |
| Noninterest expense | 530,000 | 1,079,000 | 1,722,000 | 2,476,000 |
| Provision for loan losses | 25,000 | 25,000 | 70,000 | 145,000 |
| Pretax income | 288,000 | 644,000 | 800,000 | 899,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 644,000 | 800,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,638,000 | 6,072,000 | 6,208,000 | 6,273,000 |
| Total capital | 6,118,000 | 6,547,000 | 6,705,000 | 6,786,000 |
| Risk-weighted assets | 38,162,000 | 37,838,000 | 39,559,000 | 40,784,000 |