Call reports 2014
FIRST NATIONAL BANK OF TOM BEAN, THE — 2014
What FIRST NATIONAL BANK OF TOM BEAN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,658,000 | 63,291,000 | 64,376,000 | 66,010,000 |
| Total loans | 35,006,000 | 37,539,000 | 37,836,000 | 40,580,000 |
| Allowance for loan losses | 529,000 | 595,000 | 606,000 | 647,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,172,000 | 14,981,000 | 14,175,000 | 14,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,396,000 | 57,983,000 | 58,867,000 | 60,441,000 |
| Interest-bearing deposits | 41,512,000 | 43,667,000 | 44,995,000 | 45,123,000 |
| Noninterest-bearing deposits | 15,884,000 | 14,316,000 | 13,872,000 | 15,318,000 |
| Equity capital | 5,163,000 | 5,226,000 | 5,373,000 | 5,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,244,000 | 1,900,000 | 2,581,000 |
| Interest expense | 69,000 | 135,000 | 206,000 | 280,000 |
| Net interest income | 532,000 | 1,109,000 | 1,694,000 | 2,301,000 |
| Noninterest income | 113,000 | 201,000 | 314,000 | 409,000 |
| Noninterest expense | 507,000 | 1,034,000 | 1,560,000 | 2,079,000 |
| Provision for loan losses | 36,000 | 111,000 | 136,000 | 186,000 |
| Pretax income | 102,000 | 165,000 | 312,000 | 445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 165,000 | 312,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,163,000 | 5,226,000 | 5,373,000 | 5,506,000 |
| Total capital | 5,571,000 | 5,649,000 | 5,820,000 | 5,950,000 |
| Risk-weighted assets | 33,385,000 | 35,205,000 | 35,602,000 | 37,156,000 |