Call reports 2013
FIRST NATIONAL BANK OF TOM BEAN, THE — 2013
What FIRST NATIONAL BANK OF TOM BEAN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 59,653,000 | 57,535,000 | 61,536,000 | 62,753,000 |
| Total loans | 28,764,000 | 29,288,000 | 30,207,000 | 32,357,000 |
| Allowance for loan losses | 450,000 | 456,000 | 467,000 | 493,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,296,000 | 17,334,000 | 16,885,000 | 16,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,668,000 | 52,488,000 | 56,419,000 | 57,643,000 |
| Interest-bearing deposits | 39,651,000 | 38,769,000 | 42,669,000 | 42,542,000 |
| Noninterest-bearing deposits | 15,017,000 | 13,719,000 | 13,750,000 | 15,101,000 |
| Equity capital | 4,907,000 | 4,961,000 | 4,995,000 | 5,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,087,000 | 1,650,000 | 2,240,000 |
| Interest expense | 71,000 | 140,000 | 213,000 | 287,000 |
| Net interest income | 470,000 | 947,000 | 1,437,000 | 1,953,000 |
| Noninterest income | 100,000 | 193,000 | 246,000 | 350,000 |
| Noninterest expense | 499,000 | 1,010,000 | 1,511,000 | 2,033,000 |
| Provision for loan losses | 45,000 | 50,000 | 58,000 | 90,000 |
| Pretax income | 26,000 | 80,000 | 114,000 | 180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 80,000 | 114,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,907,000 | 4,961,000 | 4,995,000 | 5,061,000 |
| Total capital | 5,263,000 | 5,332,000 | 5,369,000 | 5,446,000 |
| Risk-weighted assets | 29,212,000 | 30,044,000 | 30,751,000 | 31,626,000 |