Call reports 2012
FIRST NATIONAL BANK OF TOM BEAN, THE — 2012
What FIRST NATIONAL BANK OF TOM BEAN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,859,000 | 52,427,000 | 56,796,000 | 56,986,000 |
| Total loans | 25,246,000 | 27,344,000 | 27,615,000 | 27,970,000 |
| Allowance for loan losses | 454,000 | 448,000 | 449,000 | 430,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,902,000 | 16,169,000 | 15,699,000 | 17,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,012,000 | 47,532,000 | 51,792,000 | 52,041,000 |
| Interest-bearing deposits | 35,203,000 | 36,349,000 | 38,682,000 | 39,287,000 |
| Noninterest-bearing deposits | 12,809,000 | 11,183,000 | 13,110,000 | 12,754,000 |
| Equity capital | 4,755,000 | 4,810,000 | 4,884,000 | 4,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,031,000 | 1,575,000 | 2,116,000 |
| Interest expense | 81,000 | 161,000 | 243,000 | 323,000 |
| Net interest income | 416,000 | 870,000 | 1,332,000 | 1,793,000 |
| Noninterest income | 101,000 | 200,000 | 300,000 | 379,000 |
| Noninterest expense | 493,000 | 991,000 | 1,479,000 | 2,001,000 |
| Provision for loan losses | -58,000 | -58,000 | -58,000 | -37,000 |
| Pretax income | 82,000 | 137,000 | 211,000 | 208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 137,000 | 211,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,755,000 | 4,810,000 | 4,884,000 | 4,881,000 |
| Total capital | 5,086,000 | 5,152,000 | 5,236,000 | 5,232,000 |
| Risk-weighted assets | 26,330,000 | 27,239,000 | 28,118,000 | 29,223,000 |