Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 18,251,000 | 20,173,000 | 20,836,000 | 20,501,000 |
| Total loans | 6,461,000 | 6,314,000 | 6,660,000 | 7,587,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 175,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 744,000 | 744,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,187,000 | 18,013,000 | 18,644,000 | 18,429,000 |
| Interest-bearing deposits | 12,436,000 | 14,599,000 | 14,874,000 | 14,608,000 |
| Noninterest-bearing deposits | 3,751,000 | 3,414,000 | 3,770,000 | 3,821,000 |
| Equity capital | 2,018,000 | 2,082,000 | 2,137,000 | 1,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 437,000 | 673,000 | 912,000 |
| Interest expense | 56,000 | 118,000 | 184,000 | 251,000 |
| Net interest income | 151,000 | 319,000 | 489,000 | 661,000 |
| Noninterest income | 3,000 | 6,000 | 9,000 | 10,000 |
| Noninterest expense | 117,000 | 224,000 | 342,000 | 612,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 37,000 | 101,000 | 156,000 | 9,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 101,000 | 156,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,018,000 | 2,082,000 | 2,137,000 | 1,990,000 |