Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 15,415,000 | 15,701,000 | 15,908,000 | 16,100,000 |
| Total loans | 8,236,000 | 7,655,000 | 7,695,000 | 7,261,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,444,000 | 13,706,000 | 13,919,000 | 14,154,000 |
| Interest-bearing deposits | 11,290,000 | 11,447,000 | 11,581,000 | 11,832,000 |
| Noninterest-bearing deposits | 2,154,000 | 2,259,000 | 2,338,000 | 2,322,000 |
| Equity capital | 1,947,000 | 1,963,000 | 1,967,000 | 1,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 295,000 | 429,000 | 555,000 |
| Interest expense | 26,000 | 52,000 | 76,000 | 97,000 |
| Net interest income | 128,000 | 243,000 | 353,000 | 458,000 |
| Noninterest income | 4,000 | 6,000 | 9,000 | 12,000 |
| Noninterest expense | 100,000 | 201,000 | 310,000 | 467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 48,000 | 52,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 48,000 | 52,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,947,000 | 1,963,000 | 1,967,000 | 1,918,000 |