Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 15,873,000 | 15,333,000 | 15,594,000 | 15,649,000 |
| Total loans | 8,077,000 | 8,501,000 | 8,767,000 | 8,981,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,902,000 | 13,317,000 | 13,568,000 | 13,699,000 |
| Interest-bearing deposits | 11,284,000 | 11,136,000 | 11,206,000 | 11,176,000 |
| Noninterest-bearing deposits | 2,618,000 | 2,181,000 | 2,362,000 | 2,523,000 |
| Equity capital | 1,947,000 | 1,981,000 | 2,003,000 | 1,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 305,000 | 459,000 | 618,000 |
| Interest expense | 28,000 | 54,000 | 81,000 | 109,000 |
| Net interest income | 126,000 | 251,000 | 378,000 | 509,000 |
| Noninterest income | 5,000 | 9,000 | 14,000 | 18,000 |
| Noninterest expense | 95,000 | 190,000 | 300,000 | 523,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 70,000 | 92,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 70,000 | 92,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,947,000 | 1,981,000 | 2,003,000 | 1,915,000 |
| Total capital | 2,044,000 | 2,082,000 | 2,107,000 | 2,021,000 |
| Risk-weighted assets | 7,713,000 | 8,085,000 | 8,290,000 | 8,438,000 |