Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,600,000 | 15,905,000 | 16,036,000 | 16,444,000 |
| Total loans | 8,117,000 | 8,073,000 | 8,225,000 | 9,034,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,258,000 | 3,259,000 | 3,260,000 | 2,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,651,000 | 13,730,000 | 14,026,000 | 14,295,000 |
| Interest-bearing deposits | 11,810,000 | 11,694,000 | 11,914,000 | 11,778,000 |
| Noninterest-bearing deposits | 2,841,000 | 2,036,000 | 2,112,000 | 2,517,000 |
| Equity capital | 1,937,000 | 1,957,000 | 1,970,000 | 1,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 275,000 | 409,000 | 549,000 |
| Interest expense | 15,000 | 30,000 | 45,000 | 61,000 |
| Net interest income | 125,000 | 245,000 | 364,000 | 488,000 |
| Noninterest income | 4,000 | 7,000 | 11,000 | 15,000 |
| Noninterest expense | 92,000 | 195,000 | 305,000 | 499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 57,000 | 70,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 57,000 | 70,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,937,000 | 1,957,000 | 1,942,000 | 1,876,000 |
| Total capital | 2,044,000 | 2,062,000 | 2,048,000 | 1,991,000 |
| Risk-weighted assets | 8,511,000 | 8,410,000 | 8,458,000 | 9,194,000 |