Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,054,000 | 17,248,000 | 16,784,000 | 16,933,000 |
| Total loans | 7,410,000 | 7,795,000 | 8,055,000 | 8,549,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,505,000 | 3,506,000 | 3,506,000 | 3,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,124,000 | 15,263,000 | 14,790,000 | 15,015,000 |
| Interest-bearing deposits | 11,741,000 | 12,075,000 | 11,995,000 | 11,868,000 |
| Noninterest-bearing deposits | 3,383,000 | 3,188,000 | 2,795,000 | 3,147,000 |
| Equity capital | 1,920,000 | 1,968,000 | 1,981,000 | 1,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 128,000 | 257,000 | 389,000 | 522,000 |
| Interest expense | 16,000 | 32,000 | 47,000 | 62,000 |
| Net interest income | 112,000 | 225,000 | 342,000 | 460,000 |
| Noninterest income | 3,000 | 6,000 | 9,000 | 13,000 |
| Noninterest expense | 93,000 | 189,000 | 296,000 | 471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 22,000 | 42,000 | 55,000 | 2,000 |
| Income tax | 0 | -28,000 | -28,000 | 0 |
| Net income | 22,000 | 70,000 | 83,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,920,000 | 1,940,000 | 1,953,000 | 1,900,000 |
| Total capital | 2,020,000 | 2,048,000 | 2,060,000 | 2,012,000 |
| Risk-weighted assets | 7,951,000 | 8,385,000 | 8,586,000 | 8,911,000 |