Call report 2015Q4
ULSTER SAVINGS BANK — 2015Q4
The 22 measures ULSTER SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 767,158,000 | USD | evidence → |
| Total loans | 560,588,000 | USD | evidence → |
| Allowance for loan losses | 7,316,000 | USD | evidence → |
| Securities available for sale | 91,078,000 | USD | evidence → |
| Securities held to maturity | 12,230,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 651,913,000 | USD | evidence → |
| Interest-bearing deposits | 575,981,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,932,000 | USD | evidence → |
| Equity capital | 91,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,027,000 | USD | evidence → |
| Interest expense | 2,720,000 | USD | evidence → |
| Net interest income | 24,307,000 | USD | evidence → |
| Noninterest income | 15,052,000 | USD | evidence → |
| Noninterest expense | 37,603,000 | USD | evidence → |
| Provision for loan losses | 9,832,000 | USD | evidence → |
| Pretax income | -8,032,000 | USD | evidence → |
| Income tax | -3,221,000 | USD | evidence → |
| Net income | -4,811,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,023,000 | USD | evidence → |
| Total capital | 94,682,000 | USD | evidence → |
| Risk-weighted assets | 529,581,000 | USD | evidence → |
Machine access — free, no API key
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