Call reports 2019
CRESCOM BANK — 2019
What CRESCOM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,840,960,000 | 3,890,346,000 | 3,981,301,000 | 4,709,735,000 |
| Total loans | 2,615,221,000 | 2,680,536,000 | 2,760,605,000 | 3,260,135,000 |
| Allowance for loan losses | 15,021,000 | 15,866,000 | 16,125,000 | 16,521,000 |
| Securities available for sale | 815,613,000 | 793,535,000 | 798,499,000 | 881,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,840,564,000 | 2,833,893,000 | 2,864,259,000 | 3,428,341,000 |
| Interest-bearing deposits | 2,718,123,000 | 2,688,826,000 | 2,737,589,000 | 3,215,428,000 |
| Noninterest-bearing deposits | 122,441,000 | 145,067,000 | 126,670,000 | 212,913,000 |
| Equity capital | 612,630,000 | 632,015,000 | 647,495,000 | 789,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 42,925,000 | 87,221,000 | 133,172,000 | 177,715,000 |
| Interest expense | 8,754,000 | 18,056,000 | 27,156,000 | 35,728,000 |
| Net interest income | 34,171,000 | 69,165,000 | 106,016,000 | 141,987,000 |
| Noninterest income | 9,379,000 | 18,852,000 | 29,234,000 | 40,378,000 |
| Noninterest expense | 24,715,000 | 50,228,000 | 75,417,000 | 99,810,000 |
| Provision for loan losses | 700,000 | 1,380,000 | 2,000,000 | 2,580,000 |
| Pretax income | 19,329,000 | 39,544,000 | 61,725,000 | 83,866,000 |
| Income tax | 4,147,000 | 8,631,000 | 13,602,000 | 18,827,000 |
| Net income | 15,182,000 | 30,913,000 | 48,123,000 | 65,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 465,111,000 | 481,576,000 | 495,507,000 | 580,752,000 |
| Total capital | 480,132,000 | 497,442,000 | 511,632,000 | 597,273,000 |
| Risk-weighted assets | 2,941,307,000 | 2,989,886,000 | 2,939,286,000 | 3,539,407,000 |