Call reports 2018
CRESCOM BANK — 2018
What CRESCOM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,558,281,000 | 3,695,731,000 | 3,721,775,000 | 3,790,658,000 |
| Total loans | 2,405,255,000 | 2,467,915,000 | 2,483,788,000 | 2,541,815,000 |
| Allowance for loan losses | 12,708,000 | 12,987,000 | 13,615,000 | 14,463,000 |
| Securities available for sale | 755,677,000 | 807,279,000 | 820,055,000 | 845,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,694,464,000 | 2,732,124,000 | 2,780,439,000 | 2,735,467,000 |
| Interest-bearing deposits | 2,604,676,000 | 2,635,714,000 | 2,681,627,000 | 2,651,583,000 |
| Noninterest-bearing deposits | 89,788,000 | 96,410,000 | 98,812,000 | 83,884,000 |
| Equity capital | 502,805,000 | 575,847,000 | 589,636,000 | 597,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 37,910,000 | 77,560,000 | 118,931,000 | 162,049,000 |
| Interest expense | 5,084,000 | 11,149,000 | 17,731,000 | 25,223,000 |
| Net interest income | 32,826,000 | 66,411,000 | 101,200,000 | 136,826,000 |
| Noninterest income | 9,478,000 | 20,407,000 | 30,348,000 | 40,185,000 |
| Noninterest expense | 36,366,000 | 59,826,000 | 82,734,000 | 107,590,000 |
| Provision for loan losses | 0 | 559,000 | 1,309,000 | 2,059,000 |
| Pretax income | 5,246,000 | 24,995,000 | 45,218,000 | 65,421,000 |
| Income tax | 693,000 | 4,907,000 | 9,320,000 | 13,485,000 |
| Net income | 4,553,000 | 20,088,000 | 35,898,000 | 51,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 356,465,000 | 430,792,000 | 447,378,000 | 454,181,000 |
| Total capital | 369,173,000 | 443,779,000 | 460,993,000 | 468,644,000 |
| Risk-weighted assets | 2,703,684,000 | 2,751,565,000 | 2,773,981,000 | 2,838,399,000 |