Call reports 2017
CRESCOM BANK — 2017
What CRESCOM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,182,512,000 | 2,191,426,000 | 2,256,750,000 | 3,519,141,000 |
| Total loans | 1,438,495,000 | 1,471,970,000 | 1,511,689,000 | 2,355,142,000 |
| Allowance for loan losses | 10,715,000 | 10,750,000 | 10,662,000 | 11,479,000 |
| Securities available for sale | 495,439,000 | 501,633,000 | 525,074,000 | 745,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,628,498,000 | 1,676,294,000 | 1,721,915,000 | 2,615,478,000 |
| Interest-bearing deposits | 1,559,494,000 | 1,602,516,000 | 1,673,702,000 | 2,480,871,000 |
| Noninterest-bearing deposits | 69,004,000 | 73,778,000 | 48,213,000 | 134,607,000 |
| Equity capital | 287,304,000 | 299,483,000 | 308,470,000 | 501,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 17,773,000 | 39,998,000 | 63,039,000 | 95,596,000 |
| Interest expense | 2,218,000 | 4,965,000 | 8,050,000 | 12,099,000 |
| Net interest income | 15,555,000 | 35,033,000 | 54,989,000 | 83,497,000 |
| Noninterest income | 6,770,000 | 14,762,000 | 21,869,000 | 30,702,000 |
| Noninterest expense | 15,209,000 | 30,738,000 | 45,692,000 | 70,774,000 |
| Provision for loan losses | 0 | 0 | 0 | 779,000 |
| Pretax income | 7,301,000 | 19,863,000 | 32,340,000 | 43,579,000 |
| Income tax | 2,153,000 | 5,030,000 | 9,193,000 | 14,228,000 |
| Net income | 5,148,000 | 14,833,000 | 23,147,000 | 29,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,961,000 | 252,945,000 | 261,395,000 | 355,024,000 |
| Total capital | 253,676,000 | 263,695,000 | 272,057,000 | 366,503,000 |
| Risk-weighted assets | 1,546,498,000 | 1,579,793,000 | 1,628,203,000 | 2,644,084,000 |