Call reports 2016
CRESCOM BANK — 2016
What CRESCOM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,452,719,000 | 1,605,325,000 | 1,652,824,000 | 1,683,233,000 |
| Total loans | 996,087,000 | 1,103,887,000 | 1,170,179,000 | 1,210,126,000 |
| Allowance for loan losses | 10,233,000 | 10,297,000 | 10,340,000 | 10,688,000 |
| Securities available for sale | 317,376,000 | 347,313,000 | 338,253,000 | 336,653,000 |
| Securities held to maturity | 16,994,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,143,272,000 | 1,273,071,000 | 1,322,612,000 | 1,269,048,000 |
| Interest-bearing deposits | 1,100,496,000 | 1,205,348,000 | 1,266,089,000 | 1,222,537,000 |
| Noninterest-bearing deposits | 42,776,000 | 67,723,000 | 56,523,000 | 46,511,000 |
| Equity capital | 144,434,000 | 165,197,000 | 170,826,000 | 174,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,476,000 | 28,070,000 | 44,370,000 | 61,369,000 |
| Interest expense | 1,939,000 | 3,963,000 | 6,065,000 | 8,150,000 |
| Net interest income | 11,537,000 | 24,107,000 | 38,305,000 | 53,219,000 |
| Noninterest income | 5,865,000 | 12,921,000 | 21,491,000 | 28,667,000 |
| Noninterest expense | 12,233,000 | 27,855,000 | 41,457,000 | 55,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,586,000 | 9,703,000 | 18,980,000 | 26,845,000 |
| Income tax | 1,754,000 | 2,783,000 | 5,890,000 | 8,373,000 |
| Net income | 3,832,000 | 6,920,000 | 13,090,000 | 18,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,352,000 | 157,535,000 | 163,771,000 | 169,222,000 |
| Total capital | 153,585,000 | 167,832,000 | 174,111,000 | 179,910,000 |
| Risk-weighted assets | 1,017,221,000 | 1,128,458,000 | 1,178,809,000 | 1,225,579,000 |