Call reports 2015
CRESCOM BANK — 2015
What CRESCOM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,275,018,000 | 1,324,646,000 | 1,328,391,000 | 1,407,651,000 |
| Total loans | 856,143,000 | 902,109,000 | 888,843,000 | 964,791,000 |
| Allowance for loan losses | 9,379,000 | 10,016,000 | 9,889,000 | 10,140,000 |
| Securities available for sale | 291,673,000 | 293,715,000 | 316,797,000 | 309,281,000 |
| Securities held to maturity | 18,948,000 | 17,169,000 | 17,111,000 | 17,053,000 |
| Trading assets | 0 | 146,000 | 0 | 0 |
| Total deposits | 994,743,000 | 1,010,600,000 | 1,039,216,000 | 1,047,963,000 |
| Interest-bearing deposits | 825,619,000 | 967,315,000 | 998,417,000 | 1,009,631,000 |
| Noninterest-bearing deposits | 169,124,000 | 43,285,000 | 40,799,000 | 38,332,000 |
| Equity capital | 110,993,000 | 113,527,000 | 117,348,000 | 140,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,516,000 | 24,233,000 | 36,840,000 | 49,896,000 |
| Interest expense | 1,355,000 | 2,788,000 | 4,263,000 | 6,017,000 |
| Net interest income | 10,161,000 | 21,445,000 | 32,577,000 | 43,879,000 |
| Noninterest income | 5,802,000 | 14,019,000 | 20,102,000 | 27,503,000 |
| Noninterest expense | 11,757,000 | 24,958,000 | 36,949,000 | 49,983,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,677,000 | 10,948,000 | 17,189,000 | 22,892,000 |
| Income tax | 1,484,000 | 3,614,000 | 5,719,000 | 7,605,000 |
| Net income | 3,193,000 | 7,334,000 | 11,470,000 | 15,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,028,000 | 111,677,000 | 115,674,000 | 139,025,000 |
| Total capital | 118,007,000 | 121,693,000 | 125,563,000 | 149,165,000 |
| Risk-weighted assets | 892,624,000 | 936,145,000 | 937,366,000 | 987,598,000 |