Call reports 2014
CRESCOM BANK — 2014
What CRESCOM BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 917,314,000 | 987,491,000 | 1,037,994,000 | 1,198,823,000 |
| Total loans | 611,906,000 | 662,061,000 | 695,867,000 | 818,528,000 |
| Allowance for loan losses | 8,401,000 | 8,662,000 | 8,905,000 | 9,035,000 |
| Securities available for sale | 200,477,000 | 208,780,000 | 223,949,000 | 253,559,000 |
| Securities held to maturity | 24,242,000 | 24,254,000 | 24,166,000 | 25,544,000 |
| Trading assets | 247,000 | 0 | 0 | 0 |
| Total deposits | 748,838,000 | 783,728,000 | 788,114,000 | 969,049,000 |
| Interest-bearing deposits | 657,562,000 | 677,160,000 | 676,010,000 | 821,289,000 |
| Noninterest-bearing deposits | 91,276,000 | 106,568,000 | 112,104,000 | 147,760,000 |
| Equity capital | 99,394,000 | 102,701,000 | 105,094,000 | 107,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,456,000 | 17,252,000 | 26,811,000 | 37,874,000 |
| Interest expense | 1,197,000 | 2,483,000 | 3,786,000 | 5,061,000 |
| Net interest income | 7,259,000 | 14,769,000 | 23,025,000 | 32,813,000 |
| Noninterest income | 4,498,000 | 9,486,000 | 14,462,000 | 18,321,000 |
| Noninterest expense | 8,972,000 | 18,072,000 | 27,923,000 | 39,179,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,101,000 | 6,663,000 | 10,257,000 | 13,039,000 |
| Income tax | 994,000 | 2,129,000 | 3,157,000 | 3,919,000 |
| Net income | 2,107,000 | 4,534,000 | 7,100,000 | 9,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,235,000 | 102,168,000 | 104,441,000 | 103,319,000 |
| Total capital | 109,480,000 | 111,655,000 | 114,096,000 | 113,029,000 |
| Risk-weighted assets | 667,584,000 | 699,327,000 | 732,438,000 | 867,908,000 |