Call reports 2008
CRESCOM BANK — 2008
What CRESCOM BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 516,150,000 | 533,070,000 | 534,443,000 | 536,114,000 |
| Total loans | 411,833,000 | 421,258,000 | 421,768,000 | 416,982,000 |
| Allowance for loan losses | 5,293,000 | 5,687,000 | 5,569,000 | 6,002,000 |
| Securities available for sale | 76,140,000 | 91,682,000 | 45,663,000 | 49,900,000 |
| Securities held to maturity | 0 | 0 | 39,898,000 | 42,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,476,000 | 415,342,000 | 355,073,000 | 341,973,000 |
| Interest-bearing deposits | 390,931,000 | 389,579,000 | 328,956,000 | 323,229,000 |
| Noninterest-bearing deposits | 23,545,000 | 25,763,000 | 26,117,000 | 18,744,000 |
| Equity capital | 29,168,000 | 28,895,000 | 29,148,000 | 30,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,056,000 | 15,545,000 | 22,984,000 | 30,362,000 |
| Interest expense | 4,433,000 | 8,284,000 | 11,859,000 | 15,356,000 |
| Net interest income | 3,623,000 | 7,261,000 | 11,125,000 | 15,006,000 |
| Noninterest income | 363,000 | 855,000 | 1,333,000 | 1,834,000 |
| Noninterest expense | 2,306,000 | 4,683,000 | 6,736,000 | 8,988,000 |
| Provision for loan losses | 1,005,000 | 1,400,000 | 1,630,000 | 2,720,000 |
| Pretax income | 1,152,000 | 2,516,000 | 4,575,000 | 5,657,000 |
| Income tax | 421,000 | 916,000 | 1,670,000 | 2,065,000 |
| Net income | 731,000 | 1,600,000 | 2,905,000 | 3,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,945,000 | 31,814,000 | 33,119,000 | 33,806,000 |
| Total capital | 44,238,000 | 45,178,000 | 46,315,000 | 47,027,000 |
| Risk-weighted assets | 424,255,000 | 428,786,000 | 415,287,000 | 416,860,000 |
Machine access — free, no API key
Every figure shown here about CRESCOM BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.