Call reports 2016
FIRST BANK & TRUST COMPANY — 2016
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 275,005,000 | 281,668,000 | 287,922,000 | 282,118,000 |
| Total loans | 252,386,000 | 250,517,000 | 261,252,000 | 256,033,000 |
| Allowance for loan losses | 3,993,000 | 3,959,000 | 3,945,000 | 3,814,000 |
| Securities available for sale | 3,852,000 | 4,777,000 | 5,745,000 | 5,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,298,000 | 247,460,000 | 254,116,000 | 246,762,000 |
| Interest-bearing deposits | 197,771,000 | 202,565,000 | 208,955,000 | 200,076,000 |
| Noninterest-bearing deposits | 43,527,000 | 44,895,000 | 45,161,000 | 46,686,000 |
| Equity capital | 33,587,000 | 34,060,000 | 33,727,000 | 35,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,491,000 | 7,171,000 | 10,871,000 | 14,615,000 |
| Interest expense | 288,000 | 602,000 | 944,000 | 1,310,000 |
| Net interest income | 3,203,000 | 6,569,000 | 9,927,000 | 13,305,000 |
| Noninterest income | 147,000 | 347,000 | 540,000 | 788,000 |
| Noninterest expense | 1,536,000 | 3,147,000 | 4,708,000 | 6,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,814,000 | 3,769,000 | 5,759,000 | 7,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,814,000 | 3,769,000 | 5,759,000 | 7,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,957,000 | 32,430,000 | 32,097,000 | 33,638,000 |
| Total capital | 34,777,000 | 35,241,000 | 35,024,000 | 36,595,000 |
| Risk-weighted assets | 224,415,000 | 223,695,000 | 233,137,000 | 235,717,000 |