Call reports 2015
FIRST BANK & TRUST COMPANY — 2015
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 274,227,000 | 269,252,000 | 267,757,000 | 287,608,000 |
| Total loans | 239,978,000 | 243,754,000 | 241,663,000 | 242,375,000 |
| Allowance for loan losses | 5,874,000 | 5,840,000 | 5,854,000 | 4,040,000 |
| Securities available for sale | 1,438,000 | 1,556,000 | 3,933,000 | 3,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,897,000 | 237,509,000 | 235,704,000 | 253,384,000 |
| Interest-bearing deposits | 201,006,000 | 197,404,000 | 194,642,000 | 207,566,000 |
| Noninterest-bearing deposits | 41,891,000 | 40,105,000 | 41,062,000 | 45,818,000 |
| Equity capital | 31,175,000 | 31,511,000 | 31,887,000 | 34,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,392,000 | 6,826,000 | 10,341,000 | 13,864,000 |
| Interest expense | 302,000 | 606,000 | 917,000 | 1,208,000 |
| Net interest income | 3,090,000 | 6,220,000 | 9,424,000 | 12,656,000 |
| Noninterest income | 190,000 | 380,000 | 594,000 | 787,000 |
| Noninterest expense | 1,547,000 | 3,114,000 | 4,637,000 | 7,016,000 |
| Provision for loan losses | 0 | 0 | 10,000 | -1,829,000 |
| Pretax income | 1,733,000 | 3,486,000 | 5,371,000 | 8,256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,733,000 | 3,486,000 | 5,371,000 | 8,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,545,000 | 29,881,000 | 30,257,000 | 32,546,000 |
| Total capital | 32,142,000 | 32,496,000 | 32,992,000 | 35,286,000 |
| Risk-weighted assets | 204,501,000 | 205,982,000 | 215,706,000 | 217,932,000 |