Call reports 2014
FIRST BANK & TRUST COMPANY — 2014
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 282,914,000 | 265,479,000 | 255,898,000 | 274,115,000 |
| Total loans | 245,399,000 | 234,241,000 | 239,267,000 | 238,988,000 |
| Allowance for loan losses | 7,155,000 | 7,157,000 | 6,481,000 | 5,896,000 |
| Securities available for sale | 2,717,000 | 2,416,000 | 1,429,000 | 1,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,755,000 | 236,592,000 | 226,565,000 | 243,296,000 |
| Interest-bearing deposits | 212,989,000 | 192,244,000 | 186,287,000 | 198,117,000 |
| Noninterest-bearing deposits | 41,766,000 | 44,348,000 | 40,278,000 | 45,179,000 |
| Equity capital | 27,894,000 | 28,669,000 | 29,241,000 | 30,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,438,000 | 6,824,000 | 10,264,000 | 13,731,000 |
| Interest expense | 383,000 | 747,000 | 978,000 | 1,287,000 |
| Net interest income | 3,055,000 | 6,077,000 | 9,286,000 | 12,444,000 |
| Noninterest income | 183,000 | 578,000 | 818,000 | 1,022,000 |
| Noninterest expense | 1,591,000 | 3,039,000 | 4,736,000 | 6,791,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -1,000,000 |
| Pretax income | 1,602,000 | 3,662,000 | 5,868,000 | 7,675,000 |
| Income tax | 17,000 | 0 | 0 | 0 |
| Net income | 1,585,000 | 3,662,000 | 5,868,000 | 7,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,236,000 | 27,014,000 | 27,587,000 | 28,894,000 |
| Total capital | 28,962,000 | 29,551,000 | 30,137,000 | 31,457,000 |
| Risk-weighted assets | 213,630,000 | 198,348,000 | 200,072,000 | 201,739,000 |