Call reports 2025
TRADITIONS FIRST BANK — 2025
What TRADITIONS FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 322,751,000 | 313,870,000 | 328,087,000 | 322,649,000 |
| Total loans | 233,840,000 | 235,039,000 | 241,844,000 | 254,014,000 |
| Allowance for loan losses | 1,827,000 | 1,827,000 | 1,823,000 | 1,815,000 |
| Securities available for sale | 53,169,000 | 52,256,000 | 54,670,000 | 49,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,962,000 | 277,718,000 | 290,628,000 | 285,105,000 |
| Interest-bearing deposits | 200,285,000 | 233,788,000 | 243,589,000 | 239,934,000 |
| Noninterest-bearing deposits | 84,677,000 | 43,930,000 | 47,039,000 | 45,171,000 |
| Equity capital | 28,435,000 | 29,529,000 | 29,939,000 | 30,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,419,000 | 8,943,000 | 13,510,000 | 18,183,000 |
| Interest expense | 1,807,000 | 3,561,000 | 5,303,000 | 7,018,000 |
| Net interest income | 2,612,000 | 5,382,000 | 8,207,000 | 11,165,000 |
| Noninterest income | 262,000 | 516,000 | 742,000 | 897,000 |
| Noninterest expense | 2,015,000 | 4,122,000 | 6,288,000 | 8,364,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 859,000 | 1,776,000 | 2,661,000 | 3,655,000 |
| Income tax | 220,000 | 454,000 | 679,000 | 979,000 |
| Net income | 639,000 | 1,322,000 | 1,982,000 | 2,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,300,000 | 31,986,000 | 31,785,000 | 32,428,000 |