Call reports 2024
TRADITIONS FIRST BANK — 2024
What TRADITIONS FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 292,290,000 | 302,842,000 | 309,054,000 | 315,616,000 |
| Total loans | 207,208,000 | 219,975,000 | 226,827,000 | 238,809,000 |
| Allowance for loan losses | 1,646,000 | 1,652,000 | 1,740,000 | 1,831,000 |
| Securities available for sale | 56,035,000 | 54,639,000 | 54,167,000 | 52,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,784,000 | 270,462,000 | 272,461,000 | 279,223,000 |
| Interest-bearing deposits | 224,829,000 | 227,234,000 | 230,223,000 | 235,559,000 |
| Noninterest-bearing deposits | 40,955,000 | 43,228,000 | 42,238,000 | 43,664,000 |
| Equity capital | 22,686,000 | 23,386,000 | 27,479,000 | 27,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,887,000 | 7,995,000 | 12,413,000 | 16,923,000 |
| Interest expense | 1,647,000 | 3,362,000 | 5,256,000 | 7,109,000 |
| Net interest income | 2,240,000 | 4,633,000 | 7,157,000 | 9,814,000 |
| Noninterest income | 210,000 | 711,000 | 950,000 | 1,131,000 |
| Noninterest expense | 1,934,000 | 3,855,000 | 5,828,000 | 7,714,000 |
| Provision for loan losses | 90,000 | 90,000 | 180,000 | 270,000 |
| Pretax income | 426,000 | 1,399,000 | 2,099,000 | 2,961,000 |
| Income tax | 106,000 | 356,000 | 533,000 | 662,000 |
| Net income | 320,000 | 1,043,000 | 1,566,000 | 2,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,607,000 | 27,234,000 | 29,980,000 | 30,766,000 |