Call reports 2023
TRADITIONS FIRST BANK — 2023
What TRADITIONS FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 273,611,000 | 279,666,000 | 275,383,000 | 282,521,000 |
| Total loans | 162,141,000 | 169,259,000 | 181,133,000 | 196,844,000 |
| Allowance for loan losses | 1,205,000 | 1,278,000 | 1,398,000 | 1,556,000 |
| Securities available for sale | 71,987,000 | 62,621,000 | 61,149,000 | 61,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,053,000 | 253,647,000 | 250,398,000 | 252,460,000 |
| Interest-bearing deposits | 208,491,000 | 212,712,000 | 207,516,000 | 213,771,000 |
| Noninterest-bearing deposits | 39,562,000 | 40,935,000 | 42,882,000 | 38,689,000 |
| Equity capital | 22,444,000 | 22,566,000 | 21,238,000 | 22,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,829,000 | 6,088,000 | 9,582,000 | 13,218,000 |
| Interest expense | 742,000 | 1,799,000 | 3,092,000 | 4,583,000 |
| Net interest income | 2,087,000 | 4,289,000 | 6,490,000 | 8,635,000 |
| Noninterest income | 244,000 | 521,000 | 748,000 | 915,000 |
| Noninterest expense | 1,868,000 | 3,802,000 | 5,652,000 | 7,412,000 |
| Provision for loan losses | 75,000 | 150,000 | 270,000 | 434,000 |
| Pretax income | 388,000 | 858,000 | 1,316,000 | 1,704,000 |
| Income tax | 95,000 | 214,000 | 330,000 | 309,000 |
| Net income | 293,000 | 644,000 | 986,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,967,000 | 26,342,000 | 25,880,000 | 26,294,000 |
| Total capital | 27,144,000 | — | — | — |
| Risk-weighted assets | 170,894,000 | — | — | — |