Call reports 2022
TRADITIONS FIRST BANK — 2022
What TRADITIONS FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 225,595,000 | 229,681,000 | 235,344,000 | 254,627,000 |
| Total loans | 115,314,000 | 127,841,000 | 135,807,000 | 153,448,000 |
| Allowance for loan losses | 967,000 | 966,000 | 1,041,000 | 1,090,000 |
| Securities available for sale | 54,089,000 | 68,458,000 | 67,675,000 | 70,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,716,000 | 213,960,000 | 221,519,000 | 231,256,000 |
| Interest-bearing deposits | 152,785,000 | 158,840,000 | 182,604,000 | 193,464,000 |
| Noninterest-bearing deposits | 55,931,000 | 55,120,000 | 38,915,000 | 37,792,000 |
| Equity capital | 14,545,000 | 13,502,000 | 11,603,000 | 20,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,701,000 | 5,852,000 | 8,395,000 |
| Interest expense | 162,000 | 333,000 | 610,000 | 1,095,000 |
| Net interest income | 1,657,000 | 3,368,000 | 5,242,000 | 7,300,000 |
| Noninterest income | 287,000 | 518,000 | 741,000 | 946,000 |
| Noninterest expense | 1,420,000 | 2,984,000 | 4,683,000 | 6,407,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 125,000 |
| Pretax income | 571,000 | 949,000 | 1,272,000 | 1,761,000 |
| Income tax | 135,000 | 219,000 | 292,000 | 466,000 |
| Net income | 436,000 | 730,000 | 980,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,295,000 | 16,470,000 | 16,293,000 | 25,685,000 |
| Total capital | 17,262,000 | 17,436,000 | 17,334,000 | 26,775,000 |
| Risk-weighted assets | 135,188,000 | 140,978,000 | 144,776,000 | 166,961,000 |