Call reports 2021
TRADITIONS FIRST BANK — 2021
What TRADITIONS FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 195,744,000 | 200,835,000 | 207,530,000 | 213,175,000 |
| Total loans | 105,473,000 | 99,899,000 | 107,541,000 | 113,839,000 |
| Allowance for loan losses | 964,000 | 974,000 | 968,000 | 968,000 |
| Securities available for sale | 43,539,000 | 56,789,000 | 57,403,000 | 57,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,875,000 | 181,890,000 | 188,912,000 | 194,263,000 |
| Interest-bearing deposits | 151,018,000 | 136,245,000 | 143,321,000 | 144,117,000 |
| Noninterest-bearing deposits | 26,857,000 | 45,645,000 | 45,591,000 | 50,146,000 |
| Equity capital | 15,716,000 | 16,991,000 | 16,302,000 | 16,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,609,000 | 3,225,000 | 4,967,000 | 6,671,000 |
| Interest expense | 202,000 | 391,000 | 569,000 | 731,000 |
| Net interest income | 1,407,000 | 2,834,000 | 4,398,000 | 5,940,000 |
| Noninterest income | 359,000 | 842,000 | 1,193,000 | 1,330,000 |
| Noninterest expense | 1,193,000 | 2,455,000 | 3,711,000 | 4,933,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 618,000 | 1,256,000 | 1,915,000 | 2,372,000 |
| Income tax | 145,000 | 298,000 | 455,000 | 389,000 |
| Net income | 473,000 | 958,000 | 1,460,000 | 1,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,854,000 | 15,342,000 | 15,330,000 | 15,857,000 |
| Total capital | 15,818,000 | 16,316,000 | 16,298,000 | 16,825,000 |
| Risk-weighted assets | 128,778,000 | 119,444,000 | 123,965,000 | 128,603,000 |