Call reports 2020
TRADITIONS FIRST BANK — 2020
What TRADITIONS FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 165,376,000 | 178,904,000 | 175,378,000 | 183,569,000 |
| Total loans | 88,066,000 | 93,991,000 | 97,531,000 | 101,564,000 |
| Allowance for loan losses | 725,000 | 808,000 | 897,000 | 927,000 |
| Securities available for sale | 33,169,000 | 36,064,000 | 39,249,000 | 42,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,626,000 | 161,241,000 | 157,870,000 | 165,621,000 |
| Interest-bearing deposits | 130,012,000 | 138,649,000 | 135,704,000 | 142,158,000 |
| Noninterest-bearing deposits | 18,614,000 | 22,591,000 | 22,166,000 | 23,464,000 |
| Equity capital | 14,879,000 | 15,645,000 | 15,377,000 | 15,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,097,000 | 4,623,000 | 6,192,000 |
| Interest expense | 362,000 | 665,000 | 934,000 | 1,181,000 |
| Net interest income | 1,238,000 | 2,432,000 | 3,689,000 | 5,011,000 |
| Noninterest income | 276,000 | 533,000 | 802,000 | 931,000 |
| Noninterest expense | 1,131,000 | 2,346,000 | 3,560,000 | 4,664,000 |
| Provision for loan losses | 15,000 | 95,000 | 185,000 | 215,000 |
| Pretax income | 557,000 | 713,000 | 935,000 | 1,317,000 |
| Income tax | 129,000 | 151,000 | 190,000 | 167,000 |
| Net income | 428,000 | 562,000 | 745,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,163,000 | 14,300,000 | 13,969,000 | 14,378,000 |
| Total capital | 14,888,000 | 15,108,000 | 14,866,000 | 15,305,000 |
| Risk-weighted assets | 102,858,000 | 112,324,000 | 119,353,000 | 123,646,000 |