Call reports 2019
TRADITIONS FIRST BANK — 2019
What TRADITIONS FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 160,263,000 | 153,065,000 | 151,818,000 | 155,921,000 |
| Total loans | 89,594,000 | 89,286,000 | 90,063,000 | 92,206,000 |
| Allowance for loan losses | 666,000 | 682,000 | 693,000 | 711,000 |
| Securities available for sale | 38,379,000 | 36,825,000 | 36,980,000 | 37,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,797,000 | 136,868,000 | 135,509,000 | 139,468,000 |
| Interest-bearing deposits | 128,883,000 | 121,165,000 | 118,491,000 | 122,111,000 |
| Noninterest-bearing deposits | 15,914,000 | 15,703,000 | 17,018,000 | 17,357,000 |
| Equity capital | 13,844,000 | 14,518,000 | 14,453,000 | 14,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,262,000 | 4,943,000 | 6,569,000 |
| Interest expense | 310,000 | 673,000 | 1,050,000 | 1,433,000 |
| Net interest income | 1,261,000 | 2,589,000 | 3,893,000 | 5,136,000 |
| Noninterest income | 164,000 | 351,000 | 528,000 | 651,000 |
| Noninterest expense | 1,072,000 | 2,159,000 | 3,231,000 | 4,257,000 |
| Provision for loan losses | 13,000 | 27,000 | 43,000 | 63,000 |
| Pretax income | 340,000 | 762,000 | 1,155,000 | 1,476,000 |
| Income tax | 69,000 | 153,000 | 242,000 | 198,000 |
| Net income | 271,000 | 609,000 | 913,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,268,000 | 13,611,000 | 14,468,000 | 13,731,000 |
| Total capital | 13,934,000 | 14,293,000 | 15,161,000 | 14,442,000 |
| Risk-weighted assets | 99,401,000 | 100,656,000 | 100,217,000 | 103,488,000 |