Call reports 2017
TRADITIONS FIRST BANK — 2017
What TRADITIONS FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 120,695,000 | 120,740,000 | 138,605,000 | 140,466,000 |
| Total loans | 72,048,000 | 73,985,000 | 77,082,000 | 76,933,000 |
| Allowance for loan losses | 700,000 | 648,000 | 626,000 | 632,000 |
| Securities available for sale | 27,743,000 | 29,924,000 | 31,000,000 | 35,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,446,000 | 106,068,000 | 123,873,000 | 125,970,000 |
| Interest-bearing deposits | 90,909,000 | 89,036,000 | 103,464,000 | 105,764,000 |
| Noninterest-bearing deposits | 15,537,000 | 17,032,000 | 20,409,000 | 20,206,000 |
| Equity capital | 12,970,000 | 13,407,000 | 13,239,000 | 13,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,412,000 | 3,709,000 | 5,010,000 |
| Interest expense | 148,000 | 292,000 | 441,000 | 609,000 |
| Net interest income | 1,025,000 | 2,120,000 | 3,268,000 | 4,401,000 |
| Noninterest income | 135,000 | 289,000 | 419,000 | 538,000 |
| Noninterest expense | 879,000 | 1,793,000 | 2,716,000 | 3,762,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 281,000 | 616,000 | 971,000 | 1,177,000 |
| Income tax | 90,000 | 182,000 | 288,000 | 307,000 |
| Net income | 191,000 | 434,000 | 683,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,970,000 | 13,416,000 | 12,502,000 | 12,692,000 |
| Total capital | 13,670,000 | 14,064,000 | 13,128,000 | 13,324,000 |
| Risk-weighted assets | 79,930,000 | 80,367,000 | 86,351,000 | 88,636,000 |