Call reports 2016
TRADITIONS FIRST BANK — 2016
What TRADITIONS FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,459,000 | 119,523,000 | 119,620,000 | 119,014,000 |
| Total loans | 75,441,000 | 77,061,000 | 77,440,000 | 74,802,000 |
| Allowance for loan losses | 737,000 | 739,000 | 738,000 | 729,000 |
| Securities available for sale | 23,499,000 | 24,427,000 | 23,777,000 | 25,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,091,000 | 104,863,000 | 105,295,000 | 105,283,000 |
| Interest-bearing deposits | 90,373,000 | 90,500,000 | 90,806,000 | 90,700,000 |
| Noninterest-bearing deposits | 13,719,000 | 14,363,000 | 14,489,000 | 14,584,000 |
| Equity capital | 13,044,000 | 13,401,000 | 12,987,000 | 12,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,382,000 | 3,597,000 | 4,787,000 |
| Interest expense | 158,000 | 314,000 | 470,000 | 624,000 |
| Net interest income | 1,026,000 | 2,068,000 | 3,127,000 | 4,163,000 |
| Noninterest income | 127,000 | 219,000 | 341,000 | 475,000 |
| Noninterest expense | 848,000 | 1,689,000 | 2,530,000 | 3,356,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 360,000 | 684,000 | 1,024,000 | 1,368,000 |
| Income tax | 108,000 | 207,000 | 309,000 | 384,000 |
| Net income | 252,000 | 477,000 | 715,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,734,000 | 12,909,000 | 12,293,000 | 12,526,000 |
| Total capital | 13,471,000 | 13,648,000 | 13,031,000 | 13,255,000 |
| Risk-weighted assets | 79,774,000 | 79,914,000 | 79,785,000 | 81,239,000 |