Call reports 2015
TRADITIONS FIRST BANK — 2015
What TRADITIONS FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 121,157,000 | 116,519,000 | 117,317,000 | 116,948,000 |
| Total loans | 72,408,000 | 74,604,000 | 72,761,000 | 74,244,000 |
| Allowance for loan losses | 744,000 | 741,000 | 741,000 | 737,000 |
| Securities available for sale | 24,695,000 | 25,983,000 | 25,169,000 | 24,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,158,000 | 101,801,000 | 103,531,000 | 103,126,000 |
| Interest-bearing deposits | 94,271,000 | 89,531,000 | 90,966,000 | 89,983,000 |
| Noninterest-bearing deposits | 11,886,000 | 12,270,000 | 12,566,000 | 13,143,000 |
| Equity capital | 12,785,000 | 12,719,000 | 12,637,000 | 12,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,156,000 | 2,385,000 | 3,625,000 | 4,767,000 |
| Interest expense | 175,000 | 353,000 | 529,000 | 699,000 |
| Net interest income | 981,000 | 2,032,000 | 3,096,000 | 4,068,000 |
| Noninterest income | 130,000 | 283,000 | 405,000 | 499,000 |
| Noninterest expense | 832,000 | 1,651,000 | 2,475,000 | 3,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 664,000 | 1,026,000 | 1,310,000 |
| Income tax | 80,000 | 196,000 | 304,000 | 362,000 |
| Net income | 199,000 | 468,000 | 722,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,459,000 | 12,545,000 | 12,222,000 | 12,497,000 |
| Total capital | 13,203,000 | 13,286,000 | 12,963,000 | 13,234,000 |
| Risk-weighted assets | 70,627,000 | 78,253,000 | 77,510,000 | 78,497,000 |