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Call reports 2013

TRADITIONS FIRST BANK — 2013

What TRADITIONS FIRST BANK reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/32217588-684e-48e2-8e0f-592bb27006af/2013

Balance sheet

What the bank holds and owes at quarter end

Measure2013Q12013Q22013Q32013Q4
Total assets114,764,000112,140,000113,370,000114,065,000
Total loans70,514,00069,240,00067,046,00067,823,000
Allowance for loan losses915,000916,000968,000935,000
Securities available for sale21,997,00022,968,00023,831,00022,159,000
Securities held to maturity0000
Trading assets0000
Total deposits98,679,00096,400,00097,642,00098,272,000
Interest-bearing deposits88,861,00086,373,00087,787,00088,405,000
Noninterest-bearing deposits9,818,00010,027,0009,855,0009,866,000
Equity capital11,761,00011,665,00011,611,00011,888,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2013Q12013Q22013Q32013Q4
Interest income1,206,0002,411,0003,590,0004,748,000
Interest expense230,000445,000659,000870,000
Net interest income976,0001,966,0002,931,0003,878,000
Noninterest income129,000260,000406,000602,000
Noninterest expense773,0001,582,0002,350,0003,103,000
Provision for loan losses30,00092,00092,00092,000
Pretax income302,000649,000992,0001,382,000
Income tax93,000203,000309,000382,000
Net income209,000446,000683,0001,000,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2013Q12013Q22013Q32013Q4
Tier 1 capital11,096,00011,334,00011,243,00011,587,000
Total capital12,011,00012,250,00012,210,00012,522,000
Risk-weighted assets79,226,00078,889,00077,381,00077,989,000

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