Call reports 2025
RG BANK, A SAVINGS AND LOAN ASSOCIATION — 2025
What RG BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 137,807,000 | 137,465,000 | 136,654,000 | 136,029,000 |
| Total loans | 107,888,000 | 108,081,000 | 108,352,000 | 107,417,000 |
| Allowance for loan losses | 1,363,000 | 1,366,000 | 1,369,000 | 1,372,000 |
| Securities available for sale | 18,412,000 | 17,901,000 | 17,071,000 | 16,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,704,000 | 122,162,000 | 122,426,000 | 121,327,000 |
| Interest-bearing deposits | 97,652,000 | 97,001,000 | 96,602,000 | 93,702,000 |
| Noninterest-bearing deposits | 25,052,000 | 25,161,000 | 25,824,000 | 27,625,000 |
| Equity capital | 12,941,000 | 13,028,000 | 13,786,000 | 14,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,286,000 | 5,069,000 | 6,794,000 |
| Interest expense | 429,000 | 814,000 | 1,218,000 | 1,583,000 |
| Net interest income | 1,206,000 | 2,472,000 | 3,851,000 | 5,211,000 |
| Noninterest income | 160,000 | 340,000 | 512,000 | 665,000 |
| Noninterest expense | 1,246,000 | 2,489,000 | 3,681,000 | 4,900,000 |
| Provision for loan losses | 12,000 | 15,000 | 18,000 | 21,000 |
| Pretax income | 108,000 | 308,000 | 666,000 | 956,000 |
| Income tax | 9,000 | 31,000 | 94,000 | 139,000 |
| Net income | 99,000 | 277,000 | 572,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,171,000 | 15,349,000 | 15,644,000 | 15,889,000 |