Call reports 2024
RG BANK, A SAVINGS AND LOAN ASSOCIATION — 2024
What RG BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 133,275,000 | 134,055,000 | 138,008,000 | 140,147,000 |
| Total loans | 102,831,000 | 103,993,000 | 106,717,000 | 106,050,000 |
| Allowance for loan losses | 1,319,000 | 1,328,000 | 1,337,000 | 1,355,000 |
| Securities available for sale | 19,801,000 | 19,438,000 | 19,631,000 | 18,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,626,000 | 119,805,000 | 117,775,000 | 120,262,000 |
| Interest-bearing deposits | 98,591,000 | 96,344,000 | 93,450,000 | 95,772,000 |
| Noninterest-bearing deposits | 22,035,000 | 23,461,000 | 24,325,000 | 24,490,000 |
| Equity capital | 12,583,000 | 12,669,000 | 13,131,000 | 12,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,095,000 | 4,631,000 | 6,244,000 |
| Interest expense | 426,000 | 842,000 | 1,272,000 | 1,719,000 |
| Net interest income | 1,120,000 | 2,253,000 | 3,359,000 | 4,525,000 |
| Noninterest income | 145,000 | 319,000 | 471,000 | 620,000 |
| Noninterest expense | 1,183,000 | 2,410,000 | 3,651,000 | 4,886,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 45,000 |
| Pretax income | 73,000 | 144,000 | 152,000 | 214,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 73,000 | 141,000 | 149,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,934,000 | 15,002,000 | 15,010,000 | 15,072,000 |