Call reports 2022
RG BANK, A SAVINGS AND LOAN ASSOCIATION — 2022
What RG BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 137,403,000 | 138,643,000 | 141,580,000 | 140,107,000 |
| Total loans | 96,734,000 | 101,433,000 | 101,077,000 | 103,181,000 |
| Allowance for loan losses | 1,081,000 | 1,090,000 | 1,115,000 | 1,260,000 |
| Securities available for sale | 24,478,000 | 21,967,000 | 20,988,000 | 20,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,987,000 | 127,250,000 | 129,738,000 | 127,679,000 |
| Interest-bearing deposits | 101,845,000 | 102,871,000 | 101,821,000 | 101,745,000 |
| Noninterest-bearing deposits | 23,142,000 | 24,379,000 | 27,917,000 | 25,934,000 |
| Equity capital | 12,358,000 | 11,205,000 | 11,172,000 | 11,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,624,000 | 4,103,000 | 5,560,000 |
| Interest expense | 59,000 | 113,000 | 166,000 | 226,000 |
| Net interest income | 1,225,000 | 2,511,000 | 3,937,000 | 5,334,000 |
| Noninterest income | 126,000 | 291,000 | 428,000 | 549,000 |
| Noninterest expense | 1,046,000 | 2,205,000 | 3,433,000 | 4,650,000 |
| Provision for loan losses | 9,000 | 18,000 | 45,000 | 190,000 |
| Pretax income | 296,000 | 579,000 | 887,000 | 1,043,000 |
| Income tax | 48,000 | 92,000 | 141,000 | 159,000 |
| Net income | 248,000 | 487,000 | 746,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,636,000 | 13,876,000 | 14,135,000 | 14,273,000 |