Call reports 2021
RG BANK, A SAVINGS AND LOAN ASSOCIATION — 2021
What RG BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 133,990,000 | 136,076,000 | 137,514,000 | 139,691,000 |
| Total loans | 90,839,000 | 92,944,000 | 92,724,000 | 95,013,000 |
| Allowance for loan losses | 1,019,000 | 1,036,000 | 1,054,000 | 1,072,000 |
| Securities available for sale | 18,317,000 | 21,689,000 | 26,460,000 | 25,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,198,000 | 122,990,000 | 123,998,000 | 126,307,000 |
| Interest-bearing deposits | 99,203,000 | 101,494,000 | 101,725,000 | 102,720,000 |
| Noninterest-bearing deposits | 21,995,000 | 21,496,000 | 22,273,000 | 23,587,000 |
| Equity capital | 12,714,000 | 12,999,000 | 13,211,000 | 13,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,527,000 | 3,775,000 | 5,043,000 |
| Interest expense | 127,000 | 243,000 | 336,000 | 404,000 |
| Net interest income | 1,140,000 | 2,284,000 | 3,439,000 | 4,639,000 |
| Noninterest income | 117,000 | 227,000 | 356,000 | 496,000 |
| Noninterest expense | 1,067,000 | 2,137,000 | 3,146,000 | 4,242,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 172,000 | 338,000 | 595,000 | 821,000 |
| Income tax | 28,000 | 48,000 | 88,000 | 118,000 |
| Net income | 144,000 | 290,000 | 507,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,830,000 | 12,977,000 | 13,192,000 | 13,389,000 |
| Total capital | — | — | — | 14,450,000 |
| Risk-weighted assets | — | — | — | 84,903,000 |
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