Call reports 2018
RG BANK, A SAVINGS AND LOAN ASSOCIATION — 2018
What RG BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 101,648,000 | 100,569,000 | 102,240,000 | 104,618,000 |
| Total loans | 75,861,000 | 77,893,000 | 80,646,000 | 84,616,000 |
| Allowance for loan losses | 633,000 | 613,000 | 840,000 | 835,000 |
| Securities available for sale | 12,301,000 | 11,747,000 | 11,206,000 | 10,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,792,000 | 88,603,000 | 87,885,000 | 88,595,000 |
| Interest-bearing deposits | 77,244,000 | 76,450,000 | 76,122,000 | 76,721,000 |
| Noninterest-bearing deposits | 12,548,000 | 12,153,000 | 11,763,000 | 11,874,000 |
| Equity capital | 11,639,000 | 11,673,000 | 11,540,000 | 11,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 2,006,000 | 3,072,000 | 4,216,000 |
| Interest expense | 51,000 | 103,000 | 170,000 | 266,000 |
| Net interest income | 951,000 | 1,903,000 | 2,902,000 | 3,950,000 |
| Noninterest income | 135,000 | 232,000 | 339,000 | 413,000 |
| Noninterest expense | 952,000 | 1,905,000 | 2,867,000 | 3,891,000 |
| Provision for loan losses | 12,000 | 42,000 | 278,000 | 282,000 |
| Pretax income | 122,000 | 188,000 | 96,000 | 190,000 |
| Income tax | 24,000 | 36,000 | 47,000 | 57,000 |
| Net income | 98,000 | 152,000 | 49,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,886,000 | 11,941,000 | 11,838,000 | 11,923,000 |
| Total capital | 12,519,000 | 12,554,000 | 12,617,000 | 12,728,000 |
| Risk-weighted assets | 58,103,000 | 59,237,000 | 62,317,000 | 64,383,000 |